{"id":5586,"date":"2026-03-29T04:51:22","date_gmt":"2026-03-29T04:51:22","guid":{"rendered":"http:\/\/lincolnlaw.center\/5-dau-hieu-cho-thay-cong-ty-doi-no-co-the-vi-pham-phap-luat\/"},"modified":"2026-03-29T04:51:22","modified_gmt":"2026-03-29T04:51:22","slug":"5-dau-hieu-cho-thay-cong-ty-doi-no-co-the-vi-pham-phap-luat","status":"publish","type":"post","link":"https:\/\/lincolnlaw.center\/vi\/5-dau-hieu-cho-thay-cong-ty-doi-no-co-the-vi-pham-phap-luat\/","title":{"rendered":"5 D\u1ea5u Hi\u1ec7u Cho Th\u1ea5y C\u00f4ng Ty \u0110\u00f2i N\u1ee3 C\u00f3 Th\u1ec3 Vi Ph\u1ea1m Ph\u00e1p Lu\u1eadt"},"content":{"rendered":"

Kh\u00f4ng ph\u1ea3i m\u1ecdi th\u1ee9 c\u00f4ng ty \u0111\u00f2i n\u1ee3 l\u00e0m \u0111\u1ec1u h\u1ee3p ph\u00e1p. Th\u1ef1c t\u1ebf, nhi\u1ec1u chi\u1ebfn thu\u1eadt khi\u1ebfn b\u1ea1n s\u1ee3 h\u00e3i nh\u1ea5t l\u1ea1i ch\u00ednh l\u00e0 nh\u1eefng chi\u1ebfn thu\u1eadt v\u01b0\u1ee3t qu\u00e1 gi\u1edbi h\u1ea1n.<\/p>\n

\u0110\u1ea1o Lu\u1eadt Th\u1ef1c H\u00e0nh Thu N\u1ee3 C\u00f4ng B\u1eb1ng (FDCPA) \u0111\u1eb7t ra c\u00e1c quy t\u1eafc r\u00f5 r\u00e0ng v\u1ec1 nh\u1eefng g\u00ec c\u00f4ng ty \u0111\u00f2i n\u1ee3 c\u00f3 th\u1ec3 v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p l\u00e0m. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 n\u0103m d\u1ea5u hi\u1ec7u c\u1ea3nh b\u00e1o r\u1eb1ng c\u00f4ng ty \u0111\u00f2i n\u1ee3 c\u00f3 th\u1ec3 \u0111ang vi ph\u1ea1m quy\u1ec1n c\u1ee7a b\u1ea1n:<\/p>\n

1. G\u1ecdi \u0111i\u1ec7n tr\u01b0\u1edbc 8 gi\u1edd s\u00e1ng ho\u1eb7c sau 9 gi\u1edd t\u1ed1i<\/h3>\n

C\u00f4ng ty \u0111\u00f2i n\u1ee3 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p li\u00ean h\u1ec7 v\u1edbi b\u1ea1n v\u00e0o nh\u1eefng th\u1eddi \u0111i\u1ec3m kh\u00f4ng h\u1ee3p l\u00fd. C\u00e1c cu\u1ed9c g\u1ecdi s\u00e1ng s\u1edbm v\u00e0 \u0111\u00eam khuya l\u00e0 vi ph\u1ea1m.<\/p>\n

2. \u0110e d\u1ecda b\u1eaft gi\u1eef ho\u1eb7c b\u1ecf t\u00f9<\/h3>\n

B\u1ea1n kh\u00f4ng th\u1ec3 b\u1ecb b\u1eaft v\u00ec n\u1ee3 ti\u00eau d\u00f9ng ch\u01b0a thanh to\u00e1n. N\u1ebfu c\u00f4ng ty \u0111\u00f2i n\u1ee3 n\u00f3i kh\u00e1c, h\u1ecd \u0111ang vi ph\u1ea1m ph\u00e1p lu\u1eadt \u2014 v\u00e0 \u0111ang c\u1ed1 g\u1eafng do\u1ea1 b\u1ea1n ph\u1ea3i tr\u1ea3 ti\u1ec1n.<\/p>\n

3. Li\u00ean h\u1ec7 b\u1ea1n t\u1ea1i n\u01a1i l\u00e0m vi\u1ec7c sau khi b\u1ea1n \u0111\u00e3 y\u00eau c\u1ea7u d\u1eebng<\/h3>\n

M\u1ed9t khi b\u1ea1n b\u1ea3o c\u00f4ng ty \u0111\u00f2i n\u1ee3 kh\u00f4ng g\u1ecdi \u0111\u1ebfn n\u01a1i l\u00e0m vi\u1ec7c, h\u1ecd ph\u1ea3i d\u1eebng l\u1ea1i. Ch\u1ea5m d\u1ee9t.<\/p>\n

4. Th\u1ea3o lu\u1eadn v\u1ec1 n\u1ee3 c\u1ee7a b\u1ea1n v\u1edbi gia \u0111\u00ecnh, b\u1ea1n b\u00e8 ho\u1eb7c \u0111\u1ed3ng nghi\u1ec7p<\/h3>\n

N\u1ee3 c\u1ee7a b\u1ea1n l\u00e0 vi\u1ec7c ri\u00eang t\u01b0. C\u00f4ng ty \u0111\u00f2i n\u1ee3 ch\u1ec9 c\u00f3 th\u1ec3 li\u00ean h\u1ec7 ng\u01b0\u1eddi kh\u00e1c \u0111\u1ec3 t\u00ecm th\u00f4ng tin li\u00ean l\u1ea1c c\u1ee7a b\u1ea1n \u2014 kh\u00f4ng ph\u1ea3i \u0111\u1ec3 n\u00f3i v\u1ec1 kho\u1ea3n n\u1ee3.<\/p>\n

5. S\u1eed d\u1ee5ng l\u1eddi l\u1ebd t\u1ee5c t\u0129u, x\u00fac ph\u1ea1m ho\u1eb7c \u0111e d\u1ecda b\u1ea1o l\u1ef1c<\/h3>\n

\u0110i\u1ec1u n\u00e0y \u0111\u00e1ng l\u1ebd kh\u00f4ng c\u1ea7n ph\u1ea3i n\u00f3i, nh\u01b0ng n\u00f3 x\u1ea3y ra th\u01b0\u1eddng xuy\u00ean h\u01a1n b\u1ea1n ngh\u0129. B\u1ea5t k\u1ef3 h\u00ecnh th\u1ee9c qu\u1ea5y r\u1ed1i hay l\u1ea1m d\u1ee5ng n\u00e0o \u0111\u1ec1u l\u00e0 b\u1ea5t h\u1ee3p ph\u00e1p.<\/p>\n

N\u1ebfu b\u1ea5t k\u1ef3 \u0111i\u1ec1u n\u00e0o nghe quen thu\u1ed9c, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng \u2014 v\u00e2ng, c\u00f4ng ty \u0111\u00f2i n\u1ee3 th\u1ef1c s\u1ef1 c\u00f3 th\u1ec3 N\u1ee2 B\u1ea0N ti\u1ec1n.<\/p>\n

T\u1ea1i Lincoln Law Center, ch\u00fang t\u00f4i bu\u1ed9c c\u00e1c c\u00f4ng ty \u0111\u00f2i n\u1ee3 ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m. N\u1ebfu quy\u1ec1n c\u1ee7a b\u1ea1n \u0111\u00e3 b\u1ecb vi ph\u1ea1m, ch\u00fang t\u00f4i mu\u1ed1n nghe v\u1ec1 \u0111i\u1ec1u \u0111\u00f3. G\u1ecdi cho ch\u00fang t\u00f4i \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n mi\u1ec5n ph\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"

Kh\u00f4ng ph\u1ea3i m\u1ecdi th\u1ee9 c\u00f4ng ty \u0111\u00f2i n\u1ee3 l\u00e0m \u0111\u1ec1u h\u1ee3p ph\u00e1p. Th\u1ef1c t\u1ebf, nhi\u1ec1u chi\u1ebfn thu\u1eadt khi\u1ebfn b\u1ea1n s\u1ee3 h\u00e3i nh\u1ea5t l\u1ea1i ch\u00ednh l\u00e0 nh\u1eefng chi\u1ebfn thu\u1eadt v\u01b0\u1ee3t qu\u00e1 gi\u1edbi h\u1ea1n. \u0110\u1ea1o Lu\u1eadt Th\u1ef1c H\u00e0nh Thu N\u1ee3 C\u00f4ng B\u1eb1ng (FDCPA) \u0111\u1eb7t ra c\u00e1c quy t\u1eafc r\u00f5 r\u00e0ng v\u1ec1 nh\u1eefng g\u00ec c\u00f4ng ty \u0111\u00f2i n\u1ee3 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-5586","post","type-post","status-publish","format-standard","hentry","category-debt-relief"],"_links":{"self":[{"href":"https:\/\/lincolnlaw.center\/vi\/wp-json\/wp\/v2\/posts\/5586","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lincolnlaw.center\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lincolnlaw.center\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lincolnlaw.center\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lincolnlaw.center\/vi\/wp-json\/wp\/v2\/comments?post=5586"}],"version-history":[{"count":0,"href":"https:\/\/lincolnlaw.center\/vi\/wp-json\/wp\/v2\/posts\/5586\/revisions"}],"wp:attachment":[{"href":"https:\/\/lincolnlaw.center\/vi\/wp-json\/wp\/v2\/media?parent=5586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lincolnlaw.center\/vi\/wp-json\/wp\/v2\/categories?post=5586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lincolnlaw.center\/vi\/wp-json\/wp\/v2\/tags?post=5586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}